Welcome to Vector Finance 

Financing for
Healthcare Professionals

At Vector Finance, we help healthcare professionals unlock a tailored financial solution that delivers value and meets business goals.

Medical Finance Specialists

There are many reasons why a practice considers finance, whether you’re looking to start something new or growing what you’ve already created. The type of finance a business needs can depend on its type, operational structure, cash flow requirements and wider business objectives. Commonly, financing is a way of managing your cashflow cycle, enhancing financial predictivity, and investing in assets to improve business outputs.

Finding the right financial solution for your practice’s circumstances presents a unique objective. Specialising in medical finance and working exclusively with healthcare professionals, we will source a bespoke financial solution for your practice by developing an understanding of your business needs and goals.

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Types of finance

Equipment Finance

Equipment finance is an option that promotes business growth by acquiring new equipment and freeing up cashflow by spreading the cost over a fixed term at a fixed price. Types of asset finance include hire purchase and full payout leases.

Loans

Providing practices with a lump sum of money to put towards business purposes, such as building works and refurbishments. This is an easy way to get a fast cash injection into your business. Tax loans are also available to spread the cost of your tax liabilities.

New Start Finance

Applying for start up finance requires a holistic approach as a variety of finance products may be utilised. Unlocking finance for your practice will give you control over how you manage the associated costs of starting a new venture.

Vehicle Finance

The cars you use to carry out your day-to-day operations are classed as business assets. Our business car finance is a type of asset finance that allows you to spread the cost of the vehicle over time. This helps you to manage cash flow as you won’t have to pay the full cost upfront and makes budgeting easier as you’ll pay monthly costs instead.

Sectors we work with

Dental

Veterinary

Optical

Aesthetic

Medical

Our Latest Google Reviews

Here are some words from clients we’ve worked with recently…

Google
Liesel profile picture
Liesel
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I used Vector Finance for funding when we were building out our new clinic and again for some medical devices. They made what could have been a stressful process feel straightforward and well handled. Everything was explained clearly, communication was good throughout, and we were able to move forward without unnecessary delays. I would happily recommend Vector Finance to other clinic owners or small business owners who need sensible, professional support with funding. Thank you to the team, specially Will Baker, for your help. Dr Liesel Holler
Google
Sarah Fitzharris profile picture
Sarah Fitzharris
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I have used Vector Finance for more than 20 years, having originally been introduced to them by the previous owner of my business, who had also relied on their services for many years. Throughout that time, John and now his son, Will, have consistently demonstrated traditional values and exceptional customer service that are increasingly rare today. They combine a genuinely personal approach with highly competitive rates, making them a pleasure to work with. I cannot recommend Vector Finance highly enough and would not consider using anyone else
Google
Jagruti Patel profile picture
Jagruti Patel
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We’ve worked with John and Will at Vector Finance for many years since purchasing our dental practice, and they’ve been a trusted part of our journey ever since. As the practice has grown, they’ve consistently provided practical advice, bespoke and straightforward solutions, and excellent support every step of the way. What really sets them apart is their understanding of dentistry and the challenges that come with running a practice. They know the industry, understand the dental suppliers and processes involved, and have supported us with all kinds of dental equipment investments and our transition to a more digitally focused dental practice - always making things feel simple and manageable. As any dental practice owner will know, having people you can turn to and rely on is incredibly important, and we’ve been very fortunate to have had John — and now Will — supporting us throughout our journey. They are always approachable, proactive in their support, and never more than a phone call away.
Google
Ali Al-Rikabi profile picture
Ali Al-Rikabi
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Dave Naden is unbeatable, he is second to none, Dave is the king of dental finance. You will never be disappointed.
Google
mda00rs profile picture
mda00rs
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I highly recommend the company. They understood exactly what we needed and provided advice. They delivered on their promise 100%..
Google
Craig Harper profile picture
Craig Harper
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Always helpful with swift service. Have used the company many times over the past 20 years. I can thoroughly recommend.
Google
Kristen Edwards profile picture
Kristen Edwards
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Great customer service
Google
City Clinics profile picture
City Clinics
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We had the pleasure of working with Vector Finance during a major phase of growth and renovation for City Clinics. Matt and his team (Bev and Abbie) were instrumental in helping us raise the capital required whilst we were undertaking extensive refurbishment works on our new hospital in Harley Street. From start to finish, the process was handled professionally, efficiently, and with a genuine understanding of the pressures that come with scaling a healthcare business. Matt remained proactive throughout, always available to assist, provide updates, and navigate challenges quickly. What stood out most was his ability to understand our vision and structure funding solutions around the needs of the business rather than offering a generic approach. The support we received allowed us to continue progressing our expansion plans with confidence. We highly recommend Vector Finance to any business looking for reliable, knowledgeable, and hands-on financial support.
Google
Anthony Bartley profile picture
Anthony Bartley
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A fantastic service from Vector Finance. David. was a fantastic help.
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Dr Khalid profile picture
Dr Khalid
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Great company that has always helped with dental business finance. Very good rates and great for leasing dental equipment and funding dental practices!